Frederick D. Babb has over thirty years of experience in the financial sector. He is President of Babb Maldonado & Associates LLC (BMA), a Hispanic-owned financial advisory firm providing services in due diligence, loan valuation, credit underwriting, asset acquisition, divestiture, and risk assessment. The firm is an approved contractor under the GSA Schedule SIN 520 3 – Due Diligence and Support Services. Since 2002, BMA and its associates have advised clients with respect to the management and disposition of commercial and residential loans. The firm currently has direct contract awards with the U.S. Small Business Administration, the U.S. Department of Housing and Urban Development, and the U.S. Department of Transportation. Mr. Babb is a graduate of Villanova University with a BS in Economics.